Rev. 12/2019

FACTS

WHAT DOES BANK OF BOURBONNAIS DO WITH YOUR PERSONAL
INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number
• Account balances
• Payment history

• Transaction history
• Credit history
• Overdraft history

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank of Bourbonnais chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Bank of Bourbonnais share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes -information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes -information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

To limit our
sharing

•Mail the form below
Please note:
If you are anewcustomer, we can begin sharing your information 30 days from the date we sent thisnotice. When you areno longerour customer, we continue to share your information as described inthis notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 815-933-0570 or go to www.bankofbourbonnais.com

Mail-in Form

 

Mark any/all you want to limit:
[ ]Do not share information about my creditworthiness with your affiliates for
their everyday business purposes.
[ ]Do not allow your affiliates to use my personal information to market to me.
[ ]Do not share my personal information with nonaffiliates to market their
products and services to me.
Name

Mail To:
Bank of Bourbonnais
One Heritage Plaza
Bourbonnais, IL 60914

Address
City, State, ZIP
Account #

What We Do

 

How does Bank of Bourbonnais protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computersafeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How doesBank of Bourbonnaiscollect my personal information?

We collect your personal information, for example, when you

• Open an account
• Use your credit or debit card
• Make deposits or withdrawals from
your account

• Provide account information
• Show your driver's license

We also collect your personal information from others, such as credit bureaus,affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only
• sharing for affiliates' everyday business purposes - information about your
creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include:
• Financial companies such as: First Nations Bank and Illinois State Bancorp.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates we share with can include Nations Wealth Management and
Financial Services Inc.; Nations Title Company and First Nations Tax Deferred
Exchange Corp.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Bank of Bourbonnais doesn't jointly market.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers.We will not share personal information withnonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers.We will not share personal information with nonaffiliates either for them to market to you orfor joint marketing - without your authorization. We will also limit our sharing of personal information about you withour affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers.We will not share personal information from deposit orshare relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Customers.
• We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal
information, financial information, credit report, or health information to nonaffiliated third parties to market to you,
other than as permitted by Vermont law, unless you authorize us to make those disclosures.
• Additional information concerning our privacy policies can be found at www.bankofbourbonnais.com or call
815-933-0570.

 

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All rights reserved.
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