We will be closed on Monday October 12, 2026 in observance of Columbus Day.
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Home Equity Line of Credit Promo*
Prime Rate + 0.50% / 7.50% APR / Floor of 5.50% / No Closing Costs
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At Bank of Bourbonnais, we combine small-town values with big-bank services! Serving our community for over 50 years, we offer a full range of services from personalized loans and saving accounts to online banking and mobile apps, all designed to meet your financial needs.
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Home Equity Line of Credit Disclosure - The Annual Percentage Rates (APRs) are accurate as of September 16, 2026. The total term of the Home Equity Line of Credit (‘HELOC’) is 24 months. The APR is a variable rate based on an index of the highest Prime Rate reported each day in the Money Rates section of the Wall Street Journal (the “WSJ Prime”) plus a margin of 0.50% with a floor of 5.50%. On September 16, 2026, the WSJ Prime Rate was 7.00% resulting in the following APR for loan amounts up to $400,000.00: APR 7.50% (Prime + 0.50%). The minimum APR is 5.50% and the maximum APR is 15.00%. Rates are subject to change daily. Interest only minimum payments required and will result in a balloon payment. Maximum loan amount is $400,000.00. A minimum draw of $10,000.00 is required within 15 calendar days of closing. The minimum for additional draws is $250.00. There is an annual fee of $50, but it will be waived for the first year. Offer applies to lines secured by owner occupied, one-to four-family residences with a maximum Combined Loan to Value (CLTV) of 75%. Property insurance is required, and flood insurance may be required. Consult a tax advisor regarding the deductibility of interest. The pricing shown assumes borrower meets underwriting guidelines and has an initial draw of $10,000.00 within 15 calendar days of closing, otherwise credit may not be available. See your loan officer for details. No Closing Costs. Bank of Bourbonnais reserves the right to withdraw, suspend, or alter this offer at any time without notice. 09/16/2026