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Personal Checking

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Totally Free
Checking

Silver Prestige
Checking Account
(55 years of age or older)

Golden Key
Account

Platinum Key
Account

Health Savings
Now Account

Minimum Opening Deposit

$100

$100

$1,000

$10,000

$50

Minimum Balance

$0

$0

$1,000

$10,000

$0

Minimum Balance to Obtain APY

N/A

N/A

$1,000

$10,000

N/A

Interest Compounding and Crediting Frequency

N/A

N/A

Daily/Monthly

Daily/Monthly

Daily/Monthly

Maintenance Fee / Fees

$0

$0

$10.00 maintenance fee if balance falls below $1,000 any day of the statement cycle

$15.00 if balance falls below $10,000 any day of the statement cycle.

$25.00 Annual fee
$25.00 Setup fee

Transaction Limitations*

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Statements / Combined Statements

Free paper or online statements with check images

Free paper or online statements with check images

Free paper or online statements with check images

Free paper or online statements with check images

Free paper or online statements with check images

Free Online Banking

YES
YES
YES
YES
YES

Free Mobile Banking and Mobile Deposit

YES
YES
YES
YES
YES

Free Bill Payment

YES
YES
YES
YES
YES

Free Debit Card

YES
YES
YES
YES
YES

Free Checks**

 

YES

 

 

YES

 

Transactions include deposits, checks paid, ACH Debits and Credits, ATM and POS Debits and Credits.
*Free checks are limited to one box per order and subject to the bank’s discretion.

Anchor

Totally Free Checking Account

Account Details

  • Minimum opening deposit: $100.00

  • Minimum balance: None

Account Features

  • Check-imaging: Free

  • Combined Statements: Free

  • Online Banking and Bill Payment: Free

  • Visa Debit Card: Free


Anchor

Silver Prestige Checking Account

(Customers 55 years of age or older)

Account Details

  • Minimum opening deposit: $100.00

  • Minimum balance: None

Account Features

  • Combined Statements: Free

  • Check Imaging:  Free

  • Online Banking and Bill Payment: Free

  • Visa Debit Card: Free

  • Added Value: Free Checks*

*Free checks are limited to one box per order and subject to the bank’s discretion.


Anchor

Golden Key Account

Account Details

  • Minimum opening deposit: $1,000.00

  • Interest will be compounded daily and credited monthly

  • You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield

Account Features

  • Check-imaging: Free

  • Combined Statements: Free

  • Online Banking and Bill Payment: Free

  • Visa Debit Card: Free

Minimum balance to avoid imposition of fees

  • A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.


Anchor

Platinum Key Account

Account Details

  • Minimum opening deposit: $10,000.00

  • You must maintain a minimum balance of $10,000.00 in the account each day to obtain the disclosed annual percentage yield

  • Interest will be compounded daily and credited monthly

Account Features

  • Check-imaging: Free

  • Combined Statements: Free

  • Online Banking and Bill Payment: Free

  • Visa Debit Card: Free

Minimum balance to avoid imposition of fees

  • A maintenance fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $10,000.00 any day of the cycle.


Anchor

Health Savings Now Account

Account Details

  • Minimum opening deposit: $50.00

  • Minimum balance: None

  • Set-Up Fee: $25.00*

  • HSA Annual fee: $25.00*

Account Features

  • Interest will be compounded daily and credited monthly

  • Check-imaging: Free

  • Combined Statements: Free

  • Online Banking and Bill Payment: Free

  • HSA Visa Debit Card: Free

  • Added Value: Free Checks*

Fees

  • A set-up fee of $25.00 will be charged at account opening. An HSA annual fee of $25.00 will be imposed annually on the anniversary date of the account opening.

*Free checks are limited to one box per order and subject to the bank’s discretion.

Bank of Bourbonnais

Big enough to serve you but small enough to know you!

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